The typical Employee Dishonesty bond only protects the employer against its direct financial loss due to the dishonest acts of its employees.  On the other hand, Business Service bonds, sometimes referred to as "Third Party" Employee Dishonesty bonds, will protect the employer's customers against financial los due to the dishonest acts of one or more of the firm's employees against the customer.  This bond is ideal for any firm whose employees will work at a customer's premises, such as janitorial firms, home repair firms, security firms or delivery firms.  Premiums for these bonds can be charged either annually or on a 3-year prepaid basis, and the premium for a Business Services Bond is determined by the type of industry involved, the number of employees being bonded, and the safeguards used to deter dishonest acts of the firm's employees against the firm's customers.